As of 2021, Moonlight Beach Dental is no longer in-network with Delta Dental. That means we’re no longer in-network with any dental insurance carrier.
I think this might cause confusion for some people. If you have a dental insurance PPO plan, don’t worry. The main idea I want to convey is this:
We still take your PPO dental insurance.
We still give you an estimate of what dental insurance will likely cover for your service.
We still bill your dental insurance.
You will just pay a little more upfront when you come in for your visits.
If you have a PPO plan through Delta Dental, the good news is that they tend to reimburse you (the patient) a lot quicker.
The other good news is that Delta Dental tends to provide much better service directly to you (the patient) than with dentists (providers).
The reason that we’re going out of network with Delta Dental is that they told us they will be further lowering their fees and not longer covering things they’ve covered for the last 20 years. Our overhead costs at Moonlight Beach Dental are up tremendously given COVID, so much that we are no longer reimbursed enough to break even on our expenses with in-network patients.
Running a dental office, the only thing I want to do is provide the best, conservative care I can, and going out of network with all dental insurances is the best way that I can do this.
There’s a few resources I have for you in closing:
First, we’ve put together a page with 10+ Ways To Save Money at the Dentist. The information on this page can save people thousands of dollars in a lifetime.
Second, we’ve put together this Dental Insurance FAQ that explains how dental insurance works, and why I argue it’s not worth paying out of pocket for.
Finally, Moonlight Beach Dental offers an alternative to dental insurance that is a much better deal for most people: The Moonlight Beach Dental Savings Plan. This plan has two primary benefits: It gives you more benefits than dental insurance, and it costs less. With this plan, the average person saves hundreds of dollars on dental care each and every year!